Making Tax Digital for Landlords
Mortgage interest rules, allowable repairs, multiple properties and Making Tax Digital on the way — landlord tax keeps changing. We’re MTD-ready accountants for UK residential and buy-to-let landlords, on fixed monthly fees.
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The Tax Digital Landlord Team
Landlords Specialists
We speak property.
You invested in property for the returns, not to decode Section 24 or sort receipts every January. We understand how property income works — finance-cost restrictions, repairs versus improvements, replacement of domestic items, void periods and joint ownership. We turn it into clean digital records and quarterly MTD submissions, so your portfolio runs smoothly.
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Quarterly Zoom Reviews
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The MTD Checklist
Tick the boxes that apply to your business.
Are you MTD-ready?
Not Yet Compliant
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Why Landlords Switch to TaxDigital
| Feature | Traditional Accountant | TaxDigital for Landlords |
|---|---|---|
| Record Keeping | Paper receipts & spreadsheets | 100% Paperless via App |
| Response Time | Days or weeks | Same Day / Instant Chat |
| Pricing Model | Hourly billing + Year-end bill | Fixed Monthly Subscription |
| Tax Visibility | Surprise bill once a year | Real-time Liability View |
| Industry Knowledge | Generalist (Jack of all trades) | Specialist Landlords Team |
| Software | Desktop / None | Xero / QuickBooks / FreeAgent |
MTD is for Landlords — Here's Yours
Making Tax Digital only applies to sole traders and landlords. We've built a dedicated package specifically for you — no fluff, no overpaying for things you don't need.
Why MTD Matters for You
Quarterly Digital Reporting
HMRC now requires quarterly submissions via MTD-compatible software — we handle all of them for you.
Penalty-Free Compliance
Missing MTD deadlines carries real fines. We keep you compliant so you never have to worry.
Tax-Efficiency Built In
We don't just file — we find every legitimate deduction and reduce your bill, year after year.
Packages
Choose a package that matches the size of your portfolio and how much support you want. We offer setup-only options, full bookkeeping and tax filing, and custom packages for larger portfolios.
Detailed Plan Comparison
See exactly what’s included in each plan — no hidden fees, no surprises.
| Features |
Sole Traders
£69+VAT/per month
|
Landlords
£39+VAT/per month
|
|---|---|---|
| MTD Compliance | ||
| Quarterly MTD Submissions | ||
| HMRC Digital Account Setup | ||
| End-of-Year Final Declaration | ||
| Accountancy Services | ||
| Self Assessment Tax Return | ||
| Year-end Accounts | — | |
| VAT Returns | — | |
| Support & Advice | ||
| Support Channel | Email Only | Email & Phone |
| Dedicated Accountant | — | |
| Tax Planning Review | — | Annual |
| Software | ||
| Bookkeeping Software | Basic | Standard |
| Receipt Scanning | ||
| Real-time Tax Liability View | ||
| Get started | Choose Plan | Choose Plan |
* Prices exclude VAT. Terms and conditions apply.
Services for Landlords
How we saved Maple Grove Properties...
Maple Grove Properties were late adopters of MTD and had years of fragmented records across spreadsheets and paper receipts. We migrated their transactions into MTD-compatible software, set up bank feeds, and trained the team to provide quarterly summaries. In the first year we reduced the time spent on accounts by over 60% and improved cashflow visibility.
Ready to simplify your tax?
Join hundreds of other landlords who have made the switch to digital.
"Great advice, great price and takes all the stress away from me. I can't recommend these guys enough. They have helped get my window cleaning…"
MARTY K
Verified Client"Nice and smooth communication – a few phone calls and emails, and they got my income tax sorted to comply with MTD."
Malta Ma
Verified Client"I’m an online tutor who travels often, so the new Making Tax Digital rules felt overwhelming. After some research, I came across TaxDigital and got…"
Shasha Xie
Verified ClientLandlord tax — your questions answered
Have more questions?
Speak to one of our landlords experts directly.
The Landlords Handbook
Everything you need to know about keeping your landlords business compliant and profitable.
Making Tax Digital for Income Tax (MTD for ITSA) brings property income online. From 6 April 2026 it applies to landlords with qualifying income over £50,000, falling to £30,000 (2027) and £20,000 (2028). Crucially, the threshold looks at your combined property and self-employment income, so a portfolio plus a side business can tip you in.
You’ll keep digital records of rents and costs, send a quarterly update per property business, and file a final declaration. We assess your position and get you ready ahead of time.
Claiming the right costs protects your margin. Common allowable expenses include:
- Letting agent and management fees
- Repairs and maintenance (not improvements)
- Landlord and buildings insurance
- Ground rent and service charges
- Safety certificates — gas, EICR and EPC
- Accountancy and professional fees
- Utilities and council tax during void periods
Mortgage interest is handled separately under Section 24 (below). We make sure every claim is correct and evidenced.
Since April 2020, finance costs on residential lettings — mortgage interest, and some loan and overdraft interest — are no longer deducted from rental profit. Instead you receive a basic-rate (20%) tax reducer on those costs. For higher-rate taxpayers this can mean a noticeably larger bill than the old rules, and in some cases pushes total income into a higher band. We calculate Section 24 precisely and advise on whether a company structure could help your particular portfolio.
Getting the line right between repairs (revenue, deductible now) and improvements (capital, relieved on sale) is one of the most common landlord pitfalls. Replacing a worn item like-for-like is usually a repair; upgrading or extending is capital. The old wear-and-tear allowance is gone; instead, replacement of domestic items relief can cover swapping furnishings in a let property. We classify each spend so you claim correctly and keep clean records for HMRC.
MTD quarterly updates are due roughly a month after each quarter (7 August, 7 November, 7 February and 7 May), with your final declaration and tax due by 31 January, alongside any payments on account. Xero, QuickBooks and FreeAgent are all MTD-ready and handle multiple properties. We set up the right tool, connect it to HMRC and file every update for you.
Expert Accountants for MTD Compliance
Self Assessment for Limited Company Landlords: What You Still Need to File (and What Changes Under MTD)
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Self Assessment for Self-Employed Landlords: What to Report, What You Can Claim, and How to Stay on Track
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Bookkeeping for Limited Company Landlords: A Practical Guide to Staying Compliant (and Sleeping at Night)
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